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Cash For Structured Settlements & Discount Rate
The average national discount rate as reported by a California Attorney General's report for factoring companies is 19.2 percent. The discount rate tells you how much your future value of cash flow is interest and how much is principal.
For example a structured settlement worth $135,000 with monthly payments of $1,406.25 paid for 8 years. Based on a discount rate of 19.2% the seller would receive $74,400. At this discount rate, the factoring company is keeping over 44%.
BestFACT would pay $83,000 to the seller or $8,600 more.
Our next example is a single payment structured settlement annuity of $90,000. Based on the reported national average discount rate 19.2% the lump-sum amount paid to the seller would be $15,800.
BestFACT would pay the seller a lump-sum amount of $22,300 or $6,500 more. That's 41% more cash to the seller.
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Sample
Policy
|
Lump-Sum Payment
National Average
Factoring Discount (19.2%)
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Lump-Sum
Payment
BestFACT, LLC
|
Cash
Difference
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Percentage
Difference
|
|
Multiple Payments
2008-2016
$135,000 Structured Settlement
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$74,400
|
$83,000
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8,600
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+11.5%
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Single Payment
$90,000 Structured Settlement
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$15,800
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$22,300
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$6,500
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+41%
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Get your FREE Appraisal. and find out how much your Structured Settlement payments are worth.
We can custom design a plan for you. Sell all or a part of your structured settlement payments for a lump-sum amount.